Allocation: $1.6B

It will provide mitigation assistance to those homes with an immediate threat and that are uninhabitable due to damage caused by recent disasters or hazardous events. It also serves homes under immediate threat, certified as a substantially damaged property under local regulations and/or that are located in a high-risk zone.


The Puerto Rico Department of Housing (PRDOH) carried out a Housing Risks Assessment during the development of the CDBG-MIT Action Plan. The assessment’s results revealed that every property in Puerto Rico faces some level of risk.

An approximate of eleven percent (11%) of Island residents live in a high-risk area, while thirteen percent (13%) live in a medium to high-risk area, and around twenty three percent (23%) live in a medium risk area. Based on the average of members per household in Puerto Rico, this represents an approximate of 619,000 household units that are in at-risk areas and are exposed to the catastrophic effects that may result from atmospheric phenomena.

The Puerto Rico Department of Housing (PRDOH) has designed the Single Family Housing Mitigation Program (SFM) to prioritize mitigation assistance to families facing an immediate threat and whose homes have been rendered uninhabitable due to damage caused by recent disaster events or hazards. Moreover, the PRDOH acknowledges that, despite the challenges the Island faces, there are opportunities to implement real mitigation measures aim to safeguard program participants from future risks, while also benefiting our most vulnerable communities.


Program Guidelines (V3.0) -- Posted 04/16/2024Download


    The Single-Family Housing Mitigation Program (SFM) provides mitigation assistance to households facing immediate threat. The Federal Emergency Management Agency (FEMA) defines an immediate threat as the potential for additional damage or destruction within next five (5) year due to foreseeable events.

    In Puerto Rico, many households are exposed to risks due to recurring natural disasters. The SFM Program conducts a risk assessment of the participants’ properties to determine the severity of the risks and the unmet mitigation needs in order to implement effective mitigation measures that protect participants from future events.


    Since February 2023, the SFM Program has been conducting outreach efforts reaching to households that were identified through the Blue Roof Survey. Additional efforts are being carried out in specific areas that were identified as high-risk flood zones throughout the Island. The Program is visiting identified households to establish direct contact with residents to provide them detailed information about the Program. During said visits, interested residents are encouraged to fill out the Program’s application.

    To fill out the Program’s application, interested residents must have a valid photo ID. They must later provide all supporting documentation to the Program to complete the intake process and the eligibility review.

    List of required documents*:

    • Valid driver’s license
    • Real ID
    • Valid passport
    • Birth certificate issued from 2010 onwards
    • Valid passport
    • Valid Permanent Residence Card
    • Recent utility bills (in. Electricity or Water)
    • Scriptures
    • Declaration of Heirs
    • Affidavit
    • Other that establishes the right over the property
    • Checkbook
    • Social Security Benefit Letter
    • Income Forms
    • Withdrawal
    • Others

    *Refer to the Program Guidelines for a complete list of required documents.

    The Program’s case managers will help the applicant complete the intake process and will be available throughout the process to answer any questions that may arise.


    · At least one household member must be a U.S. citizen, non-citizen national, or qualified alien
    · The property must be the applicant’s primary residence
    · The property must be an eligible single-family structure
    · The applicant must be the property owner or have property rights over the residence for which they are applying
    · The income for all household members over 18 years of age must not exceed the 80% of the Area Median Family Income (AMFI)
    · Assistance provided cannot be a duplication of benefits of any other financial assistance that the applicant has previously received from other programs, private insurance, or charity assistance
    · The property must have unmet mitigation needs
    · Applicant must not be uncompliant to the National Flood Insurance Reform Act of 1994 (NFIRA)

    The Puerto Rico Department of Housing is committed to providing assistance to residents who live in high-risk areas to ensure they too can enjoy a safe and resilient home.



    Metro Office Park
    Street 1 Lot 15 Suite 201
    Guaynabo, P.R. 00971

    Monday through Friday 8:00 am to 5:00 pm
    Telephone: 787-665-7909


    Las Vistas Shopping Center
    Felisa Rincón Ave. 300 Suite 31
    San Juan, P.R. 00926

    Monday through Friday 8:00 am to 5:00 pm
    Telephone: 787-705-9288 o


    Isabela, PR
    698 Industrial Ave.
    Isabela, PR 00662

    Monday through Friday de 8:00 am to 5:00 pm
    Saturday 9:00 am to 2:00 pm
    Telephone: (787) 229-6262

    Centro de Gobierno Juan Cancel Ríos
    Bo. Catalana Carr. 140 Km 6.8
    Barceloneta, PR 00617

    Monday through Friday 8:00 am to 5:00 pm
    Telephone: (787) 229-6262

    Vista Verde Shopping Center
    510 Hostos Ave.
    Suite 114(In front of PRDOH’s Regional Offices)
    Mayagüez, PR 00680

    Monday through Friday 8:00 am to 5:00 pm
    Teléfono: (787) 229-6262

    1132 Ave. Hostos
    Ponce, PR 00730

    Monday through Friday 8:00 am to 5:00 pm
    Telephone: (787) 229-6262