{"id":66671,"date":"2026-01-15T12:25:37","date_gmt":"2026-01-15T16:25:37","guid":{"rendered":"https:\/\/recuperacion.pr.gov\/?page_id=66671"},"modified":"2026-06-01T14:44:41","modified_gmt":"2026-06-01T18:44:41","slug":"downpayment-for-your-home","status":"publish","type":"page","link":"https:\/\/recuperacion.pr.gov\/en\/downpayment-for-your-home\/","title":{"rendered":"Downpayment For Your Home"},"content":{"rendered":"

[vc_row full_width=”stretch_row_content_no_spaces” content_placement=”middle” el_class=”bg-position-right carousel-main progBannerTurq”][vc_column css=”.vc_custom_1677186001948{margin-top: 0px !important;padding-top: 0px !important;}”][vc_row_inner content_placement=”middle” el_class=”z100″][vc_column_inner width=”1\/6″][\/vc_column_inner][vc_column_inner el_class=”z100″ width=”1\/3″][vc_empty_space height=”55px”][vc_single_image image=”66653″ img_size=”full” alignment=”center” css=”” el_class=”c-slide-logo”][\/vc_column_inner][vc_column_inner width=”1\/2″][vc_images_carousel images=”66669,66667,66665,66663″ img_size=”full” onclick=”link_no” speed=”3000″ autoplay=”yes” hide_pagination_control=”yes” hide_prev_next_buttons=”yes” wrap=”yes” css=”” el_class=”fade-center carousel-slide”][\/vc_column_inner][\/vc_row_inner][vc_single_image image=”38892″ img_size=”full” alignment=”center” el_class=”slide-divider-innerPages”][\/vc_column][\/vc_row][vc_row css=”.vc_custom_1687290030885{margin-bottom: 35px !important;}”][vc_column][vc_empty_space height=”20px”][vc_row_inner content_placement=”middle” el_class=”boxshadProgramas sec508Cajitas”][vc_column_inner width=”1\/6″][vc_single_image image=”42267″ img_size=”full” alignment=”center” css=”.vc_custom_1768493628754{margin-bottom: 0px !important;padding-top: 20px !important;padding-bottom: 20px !important;padding-left: 20px !important;}” el_class=”landingLogo”][\/vc_column_inner][vc_column_inner width=”5\/6″][vc_empty_space height=”20px”][vc_custom_heading text=”Allocation:<\/strong> $100,000,000″ font_container=”tag:p|text_align:left” use_theme_fonts=”yes” css=”” el_class=”programsOrangeH”][vc_column_text css=”.vc_custom_1768493559907{margin-bottom: 0px !important;}”]The program provides assistance to eligible homebuyers. By increasing opportunities for low- and moderate-income families and individuals, as well as those with urgent mitigation needs who do not own a primary residence, to purchase homes outside high-risk areas.[\/vc_column_text][vc_empty_space height=”20px”][\/vc_column_inner][\/vc_row_inner][vc_row_inner content_placement=”middle” disable_element=”yes” el_class=”boxshadProgramas sec508Cajitas”][vc_column_inner width=”1\/6″][vc_single_image image=”42265″ img_size=”full” alignment=”center” css=”.vc_custom_1687795040323{margin-bottom: 0px !important;padding-top: 20px !important;padding-bottom: 20px !important;padding-left: 20px !important;}”][\/vc_column_inner][vc_column_inner width=”5\/6″][vc_custom_heading text=”Allocation:<\/strong> $695,000,000″ font_container=”tag:p|text_align:left” use_theme_fonts=”yes” el_class=”programsOrangeH”][vc_column_text css=”.vc_custom_1689015890419{margin-bottom: 0px !important;}”]Description: The Program utilizes CDBG-DR funds to provide direct assistance to homebuyers to facilitate and expand homeownership by using such assistance to: Subsidize interest rates and mortgage principal amounts, pay up to 100 percent (100%) of the down payment required by the mortgage for the purchase on behalf of the purchaser and pay reasonable closing costs associated with the home purchase on behalf of the purchaser for LMI homebuyers only. Such assistance will be offered through a grant.[\/vc_column_text][vc_column_text css=”.vc_custom_1765919968069{margin-top: 10px !important;margin-bottom: 0px !important;padding-right: 25px !important;padding-left: 25px !important;}” el_class=”landingAlert”]<\/p>\n

Program closed to new applications on September 30, 2025.<\/strong><\/p>\n

[\/vc_column_text][vc_column_text css=”.vc_custom_1688143907580{margin-top: 10px !important;margin-bottom: 0px !important;}” el_class=”landingAlert”]<\/p>\n

Programa cerrado a nuevas solicitudes.<\/strong><\/p>\n

[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row css=”.vc_custom_1702559869077{margin-bottom: 30px !important;}” el_class=”th-col-fix”][vc_column width=”2\/3″][vc_custom_heading text=”HOMEBUYER ASSISTANCE MITIGATION PROGRAM” font_container=”tag:h1|font_size:1.625em|text_align:left|line_height:28px” use_theme_fonts=”yes” css=”” el_class=”programsGreenH”][vc_column_text css=”” el_class=”plan-intro”]<\/p>\n

Downpayment for your Home provides financial assistance to eligible families, helping low- to moderate-income populations, those in urgent need, and members of the Critical Recovery Workforce (CRW) to acquire safe housing.<\/span><\/p>\n

The Puerto Rico Housing Finance Authority (AFV) is the subrecipient responsible for administering this program under CDBG-MIT funds, which also seeks to strengthen family stability, disaster resilience, and community cohesion throughout the island.<\/p>\n

Applicants may receive financial assistance in the form of a grant to be used for the purchase of a new or existing home: Up to a maximum of forty-five thousand dollars ($45,000) for each eligible household, up to a maximum of fifty-five thousand dollars ($55,000) for each eligible household with at least one member belonging to the Critical Recovery Workforce, both Low and Moderate Income (LMI) and Urgent Need (UN). Properties located in a designated Urban Center, certified by PRDOH, may receive an additional incentive of five thousand dollars ($5,000) to be used toward the purchase price.<\/p>\n

*Applicants who accept the grant must commit to occupying the purchased home as their primary residence for a period of five (5) years.<\/em><\/p>\n

More details in the Program Guidelines section.<\/em><\/p>\n

[\/vc_column_text][\/vc_column][vc_column width=”1\/3″][vc_btn title=”Status” align=”left” css=”” link=”url:https%3A%2F%2Fmiestatushba.pr.gov%2Fen-us” el_class=”programGuiasPT-btn”][vc_btn title=”Participating Institutions” align=”left” css=”” link=”url:https%3A%2F%2Frecuperacion.pr.gov%2Fwp-content%2Fuploads%2F2026%2F06%2FInstituciones_Financieras_Eng_PPC.pdf” el_class=”programGuiasPT-btn”][vc_btn title=”Urban Centers Map” align=”left” css=”” link=”url:https%3A%2F%2Frecuperacion.pr.gov%2Fen%2Fhomebuyer-assistance-program%2Furban-center-maps%2F” el_class=”programGuiasPT-btn”][vc_custom_heading text=”GUIDELINES” font_container=”tag:p|text_align:left” use_theme_fonts=”yes” css=”.vc_custom_1687795212539{margin-bottom: 0px !important;padding-top: 15px !important;padding-right: 15px !important;padding-bottom: 15px !important;padding-left: 15px !important;}” el_class=”guiasTitles”][vc_column_text css=”.vc_custom_1768494308070{margin-bottom: 0px !important;padding-top: 5px !important;padding-right: 5px !important;padding-bottom: 5px !important;padding-left: 5px !important;}” el_class=”guias-bg”]

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Program Guidelines (2.0) -- Posted on 03\/19\/2026<\/div><\/div>
Download<\/a><\/div><\/div>
URA & ADP Guide (V4.0) -- Posted 12\/15\/2022<\/div><\/div>
Download<\/a><\/div><\/div>
Cross Cutting Guidelines (V4.0) -- Posted 11\/04\/2024<\/div><\/div>
Download<\/a><\/div><\/div><\/div><\/div>\n\t<\/div>\n<\/div>\n<\/div>\n