{"id":10017,"date":"2020-05-01T12:03:54","date_gmt":"2020-05-01T16:03:54","guid":{"rendered":"https:\/\/recuperacion.pr.gov\/?p=10017"},"modified":"2020-07-23T12:23:59","modified_gmt":"2020-07-23T16:23:59","slug":"department-of-housing-uses-cdbg-dr-funds-to-counsel-islands-residents-on-acquiring-and-keeping-a-home","status":"publish","type":"post","link":"https:\/\/recuperacion.pr.gov\/en\/department-of-housing-uses-cdbg-dr-funds-to-counsel-islands-residents-on-acquiring-and-keeping-a-home\/","title":{"rendered":"Department of housing uses CDBG-DR funds to counsel island\u2019s residents on acquiring and keeping a home"},"content":{"rendered":"<div class=\"wpb-content-wrapper\"><p>[vc_row][vc_column][vc_column_text]<span style=\"font-weight: 400;\">(San Juan, P. R.)- The Puerto Rico Department of Housing (PRDOH) issued a reminder today regarding the availability of the Housing Counseling Program\u2014 under the Community Development Block Grant- Disaster Recovery Program (CDBG-DR)\u2014 to offer free counseling to the Island\u2019s residents concerning the process of acquiring or keeping a home.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The Housing Counseling Program addresses the needs of applicants through educational services that promote a better understanding of matters regarding\u00a0 housing and finance.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u201cIt is a priority of Governor Wanda V\u00e1zquez-Garced that Puerto Ricans have not only the material and economic resources to have a safe home, but also at least basic knowledge on matters that are important for acquiring and keeping a home for their family,\u201d said PRDOH Secretary Luis C. Fern\u00e1ndez-Trinchet.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The secretary added that \u201cthe program, which is financed with CDBG-DR funds, is already available and has impartial resources and professional knowledge that will accompany participants during each step of the process.\u201d<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The Program\u2019s housing counselors educate participants concerning tenant rights, the process of purchasing a home, homeowner education, budgeting, finance, and credit responsibilities.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The federal Fair Housing Act is also discussed, as well as identifying and reporting abusive loans, the rights of people with disabilities, and the prevention and mitigation of foreclosures.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Orientation regarding disaster relocation, preparation, and recovery is also provided, as well as services for homeless people, among other subjects.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The orientations are provided as courses and the Program will provide documentation to certify that the course has been completed.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The secretary of the CDBG-DR Program, Dennis G. Gonz\u00e1lez, stated that topic may also include the identification and reporting of discriminatory policies, processes, and practices, or unfair loan practices.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u201cThe housing counselors in the program approved by the United States Department of Housing and Urban Development (HUD) explain the options available to applicants, who receive housing counseling services, along with other forms of housing assistance,\u201d explained the deputy secretary.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">According to HUD, people with low or moderate incomes under 80 percent of the median family income may benefit from the program.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">In addition, any person who is recovering from the ravages of hurricanes Irma and Maria also qualifies; homeowners, tenants, homebuyers, homeowners at risk of foreclosure, and homeless people who have an urgent need may receive the services.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Furthermore, residents who are in the process of recovering and who are located in high-risk areas \u2014 identified flood zones, areas at risk during storms, and landslide zones\u2014 or people to whom the Federal Emergency Management Agency (FEMA) has denied aid, are also eligible.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">PRDOH has several agencies assigned by area, which are dedicated to providing free counseling within the 78 municipalities.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">In order to receive assistance or obtain more information regarding the Program, you may visit <\/span><a href=\"https:\/\/recuperacion.pr.gov\/asesoria-de-vivienda,\"><span style=\"font-weight: 400;\">recuperacion.pr.gov\/asesoria-de-vivienda,<\/span><\/a><span style=\"font-weight: 400;\"> schedule an appointment by calling 1 ( 833) 234- 2324, or visit any of the housing counseling agencies.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Fern\u00e1ndez-Trinchet concluded by pointing out that the \u201cHousing Counseling Program makes it possible to promote resilience through the education of the public and the citizen\u2019s defense of their right to dignified, accessible housing.\u201d<\/span><\/p>\n<p><span style=\"font-weight: 400;\">&#8220;The Department of Housing remains available to provide support to the Island\u2019s residents who are in the process of recovering and we urge all citizens to take advantage of the benefits of this program financed with CDBG-DR funds.\u201d<\/span>[\/vc_column_text][\/vc_column][\/vc_row]<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>(San Juan, P. R.)- The Puerto Rico Department of Housing (PRDOH) issued a reminder today regarding the availability of the Housing Counseling Program\u2014 under the Community Development Block Grant- Disaster Recovery Program (CDBG-DR)\u2014 to offer free counseling to the Island\u2019s residents concerning the process of acquiring or keeping a home.<\/p>\n","protected":false},"author":13,"featured_media":9994,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[30],"tags":[],"class_list":["post-10017","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news","clearfix"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.9 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Department of housing uses CDBG-DR funds to counsel island\u2019s residents on acquiring and keeping a home - CDBG<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/recuperacion.pr.gov\/departamento-de-vivienda-orienta-a-residentes-de-la-isla-con-fondos-cdbg-dr-para-adquirir-y-mantener-un-hogar\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Department of housing uses CDBG-DR funds to counsel island\u2019s residents on acquiring and keeping a home - CDBG\" \/>\n<meta property=\"og:description\" content=\"(San Juan, P. 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